Getting Started 8 min read

What Is ChatGPT, Really?
A Plain-English Explanation

Everyone's heard of it. Almost nobody's had it explained without jargon. Here's what ChatGPT actually is, what it can and can't do, and five things you can try in the next ten minutes.

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What you'll learn in this article
  • What ChatGPT actually is, explained in plain English with no technical background required
  • The simple analogy that makes everything click about how AI "thinks"
  • What ChatGPT is genuinely great at — and where it still falls short
  • Five specific things you can try in the next ten minutes, completely free

Let's start with the honest version

You've probably heard ChatGPT described as "artificial intelligence that can do anything" or "a chatbot that will take everyone's jobs." Neither of those is quite right, and the gap between the hype and reality is actually where things get interesting.

Here's the honest version: ChatGPT is a tool that is very, very good at working with language. It can read what you write, understand what you're asking, and write back in a way that's helpful, clear, and surprisingly human. That's it. That's the core of it.

Everything else — the essay writing, the coding help, the recipe suggestions, the therapy-adjacent conversations — is just that one core skill applied to different situations.

Think of ChatGPT as an extraordinarily well-read assistant who has never actually lived in the world. They've read millions of books, articles, and conversations. But they've never tasted food, felt tired, or made a mistake they had to live with.

That analogy matters, and we'll come back to it. But first, let's tackle the question everyone is secretly wondering.

How does it actually work?

You don't need to understand the technical details to use ChatGPT well, but a rough mental model helps. Here's one that actually sticks.

Imagine you're trying to predict the next word in a sentence. "The sky is ___." Most people would say "blue." That's not magic, that's pattern recognition based on everything you've ever read and heard.

ChatGPT does something similar, but at a scale that's hard to fathom. It was trained on an enormous amount of text — think billions of web pages, books, articles, and conversations. Through that training, it learned patterns: which words follow which, how arguments are structured, what a recipe looks like versus what a legal document looks like, how to explain something simply versus technically.

When you type a question, ChatGPT isn't "thinking" the way you think. It's generating a response word by word, predicting what should come next based on everything it learned. The result often feels remarkably intelligent. And in practical terms, it often is.

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The key insight
ChatGPT doesn't look things up in real time (unless it's been given a search tool). It works from what it learned during training, which has a cutoff date. For current events or live information, it may be out of date or simply wrong.

What ChatGPT is genuinely great at

This is where things get useful. Once you understand what ChatGPT is good at, you stop trying to use it like a search engine — and start using it like the capable assistant it actually is.

Writing and editing

This is ChatGPT's strongest suit. It can draft emails, improve your writing, suggest better phrasing, proofread for grammar, and match different tones. If you've ever stared at a blank page trying to write a difficult email, ChatGPT can give you a solid first draft in seconds that you can then edit to sound like yourself.

Explaining complicated things simply

Ask ChatGPT to explain something as if you're a curious 12-year-old, and it will. Medical diagnoses, legal documents, financial statements, technical concepts — it can translate almost any complex topic into language that actually makes sense.

Brainstorming

Need gift ideas for a hard-to-shop-for person? Ten names for a small business? Ways to reorganize a room on a budget? ChatGPT is an endlessly patient brainstorming partner that never runs out of ideas and never gets tired of the process.

Summarizing long documents

Paste in a long article, a contract, a report, or a set of instructions, and ask ChatGPT to summarize the key points. What used to take 30 minutes of careful reading can take two minutes.

Answering questions conversationally

Unlike a search engine, which gives you links to wade through, ChatGPT gives you a direct answer. Ask a follow-up. Ask it to explain differently. Ask it to go deeper on one part. The conversation continues naturally, which is genuinely different from anything we've had before.

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The important caveat
ChatGPT can and does make things up. It's called "hallucination" in AI terms, and it means the tool will sometimes state incorrect information with complete confidence. Never rely on it for medical decisions, legal advice, or anything where being wrong has serious consequences. Treat it like a smart friend who occasionally misremembers — helpful, but worth double-checking on the important stuff.

What ChatGPT isn't good at

Being honest about the limits is part of how TheAIRamp does things. ChatGPT is not the right tool for everything.

It doesn't know what happened last week. Its training data has a cutoff, so for recent news, current prices, today's weather, or anything that happened recently, you'll want a search engine instead. (Some versions of ChatGPT now have web browsing built in, which helps — but verify anything time-sensitive.)

It doesn't know you. Every conversation starts fresh. ChatGPT has no memory of your previous chats unless you've specifically enabled memory features. This means you may need to re-explain your context from time to time.

It can't take actions in the real world on its own. It can help you write a complaint letter, but it can't send it. It can suggest a budget, but it can't move your money. You're always the one who acts — it's always the one who helps you think and write.

And it can be confidently wrong, as mentioned. The more specific and verifiable the fact, the more important it is to double-check.

⚡ Try this today
Your first five prompts — copy and paste these
Go to chat.openai.com and create a free account. Then try any of these to get a feel for how it works:
  • "Explain what a Roth IRA is like I've never heard of it before."
  • "I need to write an email to my landlord asking them to fix a leaking faucet. Can you write a draft for me?"
  • "What are five easy dinner ideas I can make with chicken, rice, and whatever vegetables I have?"
  • "I just got a letter from my insurance company and I don't understand it. If I paste it here, can you explain the key points in plain English?"
  • "What are some questions I should ask before buying a used car?"

Free vs. paid: do you need to pay?

ChatGPT has a free version and a paid version called ChatGPT Plus, which costs $20 per month.

The free version is genuinely capable and a great place to start. You can have real, useful conversations, get writing help, ask questions, and brainstorm — all without spending a cent. The main limitations of the free version are that you may hit usage limits during busy periods, and you get access to an older version of the model.

ChatGPT Plus gives you faster responses, access to the latest and most capable model, image generation, web browsing, and priority access even when the service is busy. For most people who are just getting started, the free version is the right place to begin. Use it for a few weeks. If you find yourself wishing it were faster or more capable, that's when the upgrade makes sense.

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Our recommendation
Start free. Get comfortable. Upgrade only if you find yourself hitting limits or wanting more. There's no reason to pay before you know whether you'll use it consistently.
🎯 Your next step
You're ready. Go try it.
The best way to understand ChatGPT isn't to read more about it — it's to use it. Create your free account at chat.openai.com and try one of the prompts above. You'll understand more from five minutes of conversation than from an hour of reading. Then come back and explore the rest of TheAIRamp — we've got guides on exactly how to talk to AI to get the best results, which tools are worth your time, and how to use AI to save real money.